Compliance & Credit

Ensuring Dealership
integrity and regulation

UR CHOICE Dealer Services partnered with the largest provider of credit reports, compliance solutions and soft pull products to franchise and independent automotive dealership. Backed by their years of credit and compliance experience, we are able to offer our dealerships products and services. Including a risk management platform and compliance training, prescreen and pre-qualification soft pull platforms, and identity verification.

Compliance Services
Soft Pull Solutions
Identity Verification

Compliance Services

Navigating compliance can be challenging for dealerships, but maintaining consistency is essential to uphold FCRA and Equal ECOA regulations. UR CHOICE Dealer Services presents a tailored suite of products and services that seamlessly integrate to automate your compliance processes. We ensure your dealership remains audit-ready at all times.

Risk Management Dashboard

Access an exclusive, real-time compliance dashboard for monitoring progress. We offer a ‘fail-sale’ mechanism to maintain 100% compliance even in case of human error

Compliance Training

Experience a web-based, self-paced learning management system that offers the necessary training your dealership required to stay compliant with every transaction

Soft Pull Solutions

A ‘soft pull’ is a non-invasive credit inquiry using a consumer’s name and address. UR CHOICE Dealer Services offers SSN and DOB-free soft-pull options that won’t impact credit. Discover our solutions for engaging consumers and streamlining sales.

Data provided includes:

  • FICO Score & Full Credit Report
  • Available Revolving Credit
  • Auto Inquiries last 30 days
  • Summary of Auto Trade Lines
LeadGen Platform

Elevate your dealership website with our compelling ‘call-to-action.’ Empower your sales team with the information necessary to present qualified payment options aligned with current lender rates

Pre-Qualification Form

Boosts consumer engagement significantly without the need for SSN or DOB, offering consumers their Vantage credit score while providing dealers a full credit report

Dealer Initialed Pull

Effortlessly integrated with various dealer-facing platforms, our solution provides immediate access to the consumer’s credit profile at the sales process outset for swift deal negotiations

Soft Pull Solutions

A ‘soft pull’ is a non-invasive credit inquiry using a consumer’s name and address. UR CHOICE Dealer Services offers SSN and DOB-free soft-pull options that won’t impact credit. Discover our solutions for engaging consumers and streamlining sales.

Data provided includes:

  • FICO Score & Full Credit Report
  • Available Revolving Credit
  • Auto Inquiries last 30 days
  • Summary of Auto Trade Lines
LeadGen Platform

Elevate your dealership website with our compelling ‘call-to-action.’ Empower your sales team with the information necessary to present qualified payment options aligned with current lender rates

Pre-Qualification Form

Boosts consumer engagement significantly without the need for SSN or DOB, offering consumers their Vantage credit score while providing dealers a full credit report

Dealer Initialed Pull

Effortlessly integrated with various dealer-facing platforms, our solution provides immediate access to the consumer’s credit profile at the sales process outset for swift deal negotiations

Driver’s License Authentication

Secure your dealership using the automotive industry’s cutting-edge data capture and driver’s license authentication solution. UR CHOICE Dealer Services physical driver’s license scanning system for dealerships harnesses the capabilities of our pre-qualification forms, dealer-initiated soft pulls, and comprehensive identity verification tools to provide rapid and precise outcomes.

Identity Verification

Offer a crucial service by detecting data that might appear accurate but is actually suspicious. These alert messages target high-risk applicants, social security numbers, driver’s licenses, and addresses

Synthetic ID Verification

Designed to counter synthetic fraud, our system employs comprehensive data and analytics to distinguish criminals from genuine credit newcomers, ensuring effective fraud prevention

Driver’s License Authentication

Secure your dealership using the automotive industry’s cutting-edge data capture and driver’s license authentication solution. UR CHOICE Dealer Services physical driver’s license scanning system for dealerships harnesses the capabilities of our pre-qualification forms, dealer-initiated soft pulls, and comprehensive identity verification tools to provide rapid and precise outcomes.

Identity Verification

Offer a crucial service by detecting data that might appear accurate but is actually suspicious. These alert messages target high-risk applicants, social security numbers, driver’s licenses, and addresses

Synthetic ID Verification

Designed to counter synthetic fraud, our system employs comprehensive data and analytics to distinguish criminals from genuine credit newcomers, ensuring effective fraud prevention

Request Demo

Ready to fuel your dealership’s growth? Let’s kickstart the journey together. Contact us today, and let the great conversations begin!

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